Flexible Payment Options – OHM Electric Bikes

Flexible Payment Options

Your daily escape with 0% interest

Freedom shouldn't wait. Pay over time with 0% APR for 6 months, or choose longer terms with payments as low as $170/month.

As low as $170 /month
0% APR for 6 months
Longer terms from $170/mo
No credit impact to check
Shop E-Bikes Book a Test Ride
Shop Pay Installments
Powered by Affirm

Example: $3,599 purchase

24 months $174.50/mo
6 months @ 0% APR $599.83/mo

Rates 0-32% APR based on eligibility. Terms and options vary by purchase amount.

Simple Process

Start riding in 3 steps

No paperwork. No waiting. Get approved in seconds and your bike ships immediately.

Choose your bike

Select any OHM model. Add accessories if you'd like—finance your complete setup.

Get instant approval

Select Shop Pay at checkout. Know in seconds—average approval time is just 7 seconds.

Pay over time

Choose 6 months at 0% APR, or longer terms for lower monthly payments. Your bike ships while you pay.

Monthly Payments

Find your monthly payment

0% APR for 6 months on all OHM e-bikes. Longer terms available for lower monthly payments.

Quest E-Bike

Commuter

Quest

Essential commuter for daily rides

As low as $194/mo

Or $667/mo for 6 months @ 0% APR

MSRP: $3,999 CAD

View Quest →
Cruise E-Bike

Commuter

Cruise

Built for urban exploration

As low as $170/mo

Or $583/mo for 6 months @ 0% APR

MSRP: $3,499 CAD

View Cruise →
Journey E-Bike

Adventure

Journey

Weekend adventures, daily capability

As low as $175/mo

Or $600/mo for 6 months @ 0% APR

MSRP: $3,599 CAD

View Journey →
Journey PRO E-Bike

Adventure

Journey PRO

Ultimate capability, expedition ready

As low as $262/mo

Or $900/mo for 6 months @ 0% APR

MSRP: $5,399 CAD

View Journey PRO →

Checking eligibility won't impact your credit score

Smart Choice

Compare your options

See how Shop Pay stacks up against other payment methods.

💳

Credit Card

Interest Rate 19.99%+ APR
Interest Type Compound
Credit Impact High utilization
Hidden Fees Possible
Best Value
⚡

Shop Pay

Interest Rate 0% APR (6 mo)
Monthly Payment From $170
Credit Impact Soft check only
Hidden Fees None
🚗

Car Payment

Monthly Cost $450+
Additional Costs Gas, insurance
Value Over Time Depreciates
Commute Quality Traffic stress

Why Shop Pay

Financing that works for you

Instant approval

Know in seconds if you're approved. Average approval time is just 7 seconds—no paperwork, no waiting.

No credit impact to check

Checking eligibility uses a soft credit check that won't affect your score. Only a full application appears on your report.

Flexible terms

Choose 6 months at 0% APR, or extend to 12-24 months for lower monthly payments. Match your payment plan to your budget.

0% APR for 6 months

Pay exactly the bike price with 0% APR for 6 months. Need lower monthly payments? Longer terms available too.

Pay off early anytime

No penalties for early payoff. Pay down your balance whenever you want through the Shop app.

Secure & trusted

Backed by Shopify and powered by Affirm. Manage everything securely through the Shop app.

Common Questions

Frequently asked questions

At checkout, select Shop Pay as your payment method. You'll get an instant decision on your eligibility. If approved, choose your payment plan—6 months at 0% APR, or longer terms up to 24 months for lower monthly payments. Your bike ships immediately while you pay over time.
No. Shop Pay uses a soft credit check to determine eligibility, which doesn't impact your credit score. Only if you proceed with the full application and purchase will it appear on your credit report.
Yes, you can pay off your balance early at any time with no penalties. Since there's 0% interest, you won't save money by paying early, but you're always free to do so through the Shop app.
Absolutely. Shop Pay Installments works on your entire cart, so you can finance your complete setup—bike, accessories, and everything you need to start riding.
Shop Pay Installments is available for purchases of $50 CAD or more. All OHM e-bikes qualify, as do accessories and bundles.
Everything is managed through the Shop app. You'll see upcoming payments, can update payment methods, and even pay early if you choose. Automatic payments make it effortless.

Ready to Ride?

Your daily escape is waiting

Join thousands of riders who chose the smart way to buy. Start riding now, pay over time—0% interest.

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Average approval time: 7 seconds