Flexible Payment Options – OHM Electric Bikes

Flexible Payment Options

Your daily escape,
paid over time

Split your purchase into manageable monthly payments, or spread into 4 interest-free bi-weekly instalments. Choose what works for your budget.

Monthly payments from $281 /month

3–12 monthly payments

4 bi-weekly at 0% interest

Instant approval at checkout

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Shop Pay Installments

Example: Discover Lite — $3,199

Monthly payments

12 months $281/mo

6 months $548/mo

3 months $1,084/mo

Bi-weekly — 0% interest

4 payments $800 × 4

2 payments $1,600 × 2

Monthly rates 10–32% APR based on eligibility. Bi-weekly options are always 0% APR. Terms vary by purchase amount.

Choose your bike

Select any OHM model. Add accessories if you'd like—finance your complete setup.

Get instant approval

Select Shop Pay at checkout. You'll see your available payment options in seconds.

Choose your plan

Pick monthly payments over 3–12 months, or split into 4 interest-free bi-weekly payments. Your bike ships immediately.

Monthly Payments

Spread your purchase over 3, 6, or 12 months. Lower monthly payments, more flexibility.

Terms available 3, 6, or 12 months

Interest rate 10–32% APR

Best for Lower monthly cost

Credit check Soft check at eligibility

Your rate is determined at checkout based on eligibility. Rates shown are the full range — many customers qualify for rates at the lower end.

0% Interest

Bi-Weekly Payments

Split into 2 or 4 payments every two weeks at 0% interest — no fees, no extra cost.

Terms available 2 or 4 bi-weekly

Interest rate 0% — always

Best for Paying it off quickly

Credit check No credit impact

With 4 payments on a $3,599 bike, each payment is ~$900 bi-weekly. Best suited if you want the bike paid off within 6 weeks.

Discover Series

Discover Lite

Bosch Smart System · Step-Thru

From $281/mo

12 months @ 10% APR

Or 4 × $800 bi-weekly at 0%

MSRP: $3,199 CAD

View Discover Lite →

Discover Series

Discover

Bosch Smart System · Step-Thru

From $290/mo

12 months @ 10% APR

Or 4 × $825 bi-weekly at 0%

MSRP: $3,299 CAD

View Discover →

Journey Series

Journey EP5

Shimano EP500 · Step-Thru & Step-Over

From $316/mo

12 months @ 10% APR

Or 4 × $900 bi-weekly at 0%

MSRP: $3,599 CAD

View Journey EP5 →

Journey Series

Journey EP6

Shimano EP600 · Step-Thru & Step-Over

From $343/mo

12 months @ 10% APR

Or 4 × $975 bi-weekly at 0%

MSRP: $3,899 CAD

View Journey EP6 →

Journey Series

Journey PRO

Shimano EP8 / Di2 · Step-Thru & Step-Over

From $475/mo

12 months @ 10% APR

Or 4 × $1,350 bi-weekly at 0%

MSRP: $5,399 CAD

View Journey PRO →

Payments are illustrative, calculated at 10% APR over 12 months. Your actual rate (10–32% APR) and available terms are confirmed at checkout based on eligibility. Bi-weekly payments are always 0% interest.

Instant decision

Know your options in seconds at checkout. No paperwork, no waiting — select Shop Pay and your available plans appear immediately.

Soft check for eligibility

Checking your eligibility uses a soft credit check that won't affect your score. Only the bi-weekly 0% option has no credit impact at all.

Two ways to pay

Monthly payments over 3–12 months for a lower regular cost, or bi-weekly at 0% if you want the bike paid off quickly with no interest.

Pay off early anytime

No penalties for early payoff on any plan. Manage everything through the Shop app and pay down your balance whenever you choose.

Finance your full setup

Shop Pay Installments applies to your entire cart — bike, accessories, and everything you need to start riding, all in one plan.

Secure and trusted

Backed by Shopify and powered by Affirm. Automatic payments, email reminders before each charge, and full control through the Shop app.

There are two options. Monthly payments let you spread your purchase over 3, 6, or 12 months at an interest rate of 10–32% APR depending on your eligibility — ideal if you want a lower regular payment. Bi-weekly payments split your purchase into 2 or 4 payments every two weeks at 0% interest — ideal if you want to pay it off quickly with no added cost.

Monthly payment rates range from 10–32% APR and are determined at checkout based on your eligibility. The rates shown on this page use 10% APR as an illustrative best case — your actual rate is confirmed when you select Shop Pay at checkout. Bi-weekly payments are always 0% interest, regardless of eligibility.

For monthly payment plans, Shop Pay uses a soft credit check to determine eligibility, which doesn't impact your credit score. For the bi-weekly 0% option (4 payments), there is no credit impact at all.

Yes. There are no penalties for paying off your balance early on any plan. Manage your payments through the Shop app and pay ahead whenever you choose.

Yes. Shop Pay Installments applies to your entire cart, so you can finance your complete setup — bike, accessories, and anything else you add — all under a single payment plan.

Everything is managed through the Shop app. You'll receive email reminders before each payment is charged, can update your payment method, and pay off your balance early at any time. Payments are otherwise automatic on the schedule you chose at checkout.

Ready to Ride?

Your daily escape is waiting

Split your purchase into monthly payments or interest-free bi-weekly instalments. Choose your plan at checkout in seconds.

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Monthly rates 10–32% APR based on eligibility. Bi-weekly always 0%.

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Your daily escape,
paid over time